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# contribution rate is applicable to the member's first, second and third biological or legally adopted children only, excluding students
* Subject to the relevant Managed Healthcare Programme, protocols and to its prior authorisation. Use of a DSP, Preferred Provider or the Medshield Hospital Network applicable, if not used a co-payment will be applied.
** Extended Benefit (GAP) 200%. Applicable to MediBonus, Premium Plus and Core Plus options, only when a beneficiary is hospitalised, the member shall be entitled to additional benefits.